Product teams configure mortgage products
Take full control of your UK mortgage operation
Modernise on your terms with interoperable capabilities that work alongside existing systems or as part of a complete mortgage platform.
Flexible Modernization
Built for a market that moves fast
Respond quickly to changing rates, products and distribution strategies. Give business teams greater control over product configuration, without turning every change into an IT project.
Built around how mortgage teams work
Give every team the tools to manage their part of the mortgage journey, while keeping the entire lifecycle connected.
Distribution teams manage broker relationships
Brokers submit and manage cases
Customers manage their mortgage through self-service
Connected to your ecosystem
Use Ohpen’s portals, integrate with your existing applications or connect directly via APIs. Fit Ohpen into your technology landscape without replacing what already works.
Connected User Journeys
Four portals, one mortgage ecosystem.
Dedicated portals support each user across the mortgage journey, with connected workflows and a complete audit trail.
Product Management Portal
For Lenders
Manage mortgage products, pricing, eligibility and availability directly, with less reliance on IT.
- Create products, rates, fees and ERC profiles
- Configure fixed, variable, tracker and discounted products
- Define eligibility, LTV, loan amount and term
- Control availability by broker, firm and channel
- Import and export product data for bulk updates
- Manage product groups and distribution rules
Broker Management Portal
For Lenders
Manage broker firms, advisers, submission routes and product access from one dedicated environment.
- Manage firms, networks and mortgage clubs
- Validate firms and advisers through FCA Register integration
- Manage authorised advisers and supervisors
- Configure procuration fee structures
- Manage submission routes and exclusive product sets
- Control product access by broker, firm and channel
Broker Portal
For Brokers & Advisors
Submit and manage mortgage applications from product selection through to offer in one place.
- Search and compare eligible products
- Generate Mortgage Illustrations and ESIS documents
- Submit DIPs and Full Mortgage Applications
- Capture application data and supporting documents
- Track applications and outstanding actions
- Support multiple mortgage journeys with lender branding
Consumer Portal
For Consumers
Access mortgage information, documents and servicing requests securely through a lender-branded self-service portal.
- Access mortgage information and documents
- Submit servicing requests
- Track request progress
Client Success
Trusted by UK mortgage lenders
UK lenders rely on Ohpen to support and evolve their mortgage propositions.
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“Real innovation takes the right partner. That’s where Ohpen comes in. Together, we’re bringing modern, award-winning innovation to the UK mortgage market.”
7x
Income lending for eligible borrowers
0%
Deposit mortgage lending supported
1x
Best Lender Innovation 2026 Award
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“There’s high levels of trust between the two organisations, and we’ve worked with this in a real partnership manner. Honest communication is absolutely critical to a programme of this scale.“
Fast
decisions for brokers and customers
Smooth
processes from application to completion
Better
case visibility for more responsive support
Platform Benefits
What this delivers
Faster product and rate changes
Greater control over product configuration
Connected origination and servicing
Flexible broker and channel distribution
Built for FCA-regulated mortgage operations
See Ohpen in Action
Book a demo
Build the products your customers cannot get elsewhere.
A flexible, proven end-to-end platform and a team that has done it before. Book a personalised walkthrough and see Ohpen handle your product line live.
