Cloud-native on AWS
No on-premise infrastructure, no hybrid compromise.
Banking architecture built to evolve
Integrate, scale and change without disrupting what already works.
Architecture Overview
Platform architecture principles
Modular design
Independent domains that evolve, deploy and scale separately.
API-first engineering
Versioned APIs for consistent, predictable integration.
Event-driven architecture
Real-time events enable asynchronous processing and system-wide consistency.
Client data isolation
Fully isolated environments ensure strict data separation.
Continuous delivery
Automated pipelines enable frequent, controlled, zero-downtime releases.
Open Architecture
Built to connect with your ecosystem
Open APIs
Connect Ohpen to your existing technology landscape through versioned APIs, documented using OpenAPI 3.0.
Channel flexibility
Build your own customer and operator experiences, connect third-party services and integrate downstream systems.
Real-time events
Use 850+ event types to trigger workflows and exchange data as changes happen, without polling.
Built to evolve independently
Ohpen combines lending, savings, investments and payments in a modular architecture, allowing each domain to evolve, deploy and scale independently. Start with the capabilities you need, then add products and services as your business evolves.
Zero unplanned downtime since launch
Ohpen runs across three independent data centres, with automatic failover if one location is disrupted. The platform is designed to recover in under five minutes with zero data loss, backed by long-term backups, continuous monitoring and 24/7 response.
Built for self-service
Configure products, pricing, rules and workflows through purpose-built portals, without development requests or release cycles. Give your teams greater control and the agility to respond to change.
Security
Security at every layer
Security is embedded throughout the platform architecture, protecting data, access and connections across every client environment.
Isolated environments
Dedicated client environments ensure strict data separation.
Data protection
Encryption protects data in transit and at rest.
Controlled access
Role-based controls limit access to authorised users and services.
Secure integrations
Protected APIs enable secure connections with external systems.
Platform Benefits
What this delivers
A platform built for the demands of regulated financial services, giving you the flexibility to integrate, scale and evolve with confidence.
Integration flexibility
Connect existing channels, systems and services without replacing everything.
Independent scalability
Add products and capabilities as your business grows.
Faster change
Evolve products and processes without depending on development cycles.
Operational resilience
Resilient infrastructure and isolated environments support reliable operations.
Channel freedom
Use Ohpen interfaces, your own channels or a combination of both.
See Ohpen in Action
Book a demo
Build the products your customers cannot get elsewhere.
A flexible, proven end-to-end platform and a team that has done it before. Book a personalised walkthrough and see Ohpen handle your product line live.