Product setup
Define product characteristics including interest rates, fees, terms, repayment structures, redemption rules and eligibility.
Launch new loan products. Go to market in days.
Configure the platform around your lending model to launch products faster and adapt continuously with less reliance on custom development.
Loan Configuration
Configure products to match your market
Manage product configuration through a self-service portal or with support from Ohpen specialists. Apply changes without disrupting active operations.
Credit policy and decisioning
Configure application requirements, third-party checks, decision outcomes and document generation through flexible rules.
Pricing and rate structures
Configure fixed or variable rates by loan amount and duration, tailored to each product and market.
Servicing and operations
Configure repayment schedules, communications, collections workflows and other settings for active loans.
Managed with confidence
Configuration changes are versioned, tested and deployed through a controlled release process, ensuring full traceability and safe rollout without disrupting active operations.
Platform Benefits
What this delivers
Faster launch of new lending products
Greater control over product configuration
Flexible pricing, policies, and workflows
Consistent governance across products and channels
Lower operational complexity
See Ohpen in Action
Book a demo
Build the products your customers cannot get elsewhere.
A flexible, proven end-to-end platform and a team that has done it before. Book a personalised walkthrough and see Ohpen handle your product line live.