Unified Domain Model for all lending data
One validated data source across the loan lifecycle
Bring together application, credit, payment, arrears and contract data for a complete view of your lending portfolio.
Unified Data
Built on a consistent data model
Access validated, API-accessible data that simplifies reporting, analytics and integration while reducing manual reconciliation.
Single integration across platform modules
No duplicate integration or data transformation
Portfolio insights at every stage
Gain a complete view across origination, servicing and arrears to monitor performance, identify risk and act faster.
- Analyse applications, conversion and affordability
- Track performance, arrears and risk
- Monitor payments and servicing efficiency
Regulatory reporting
Keep reporting accurate and audit-ready with snapshots aligned to your financial records. Historical data and reconciled exports simplify regulatory submissions.
Data Consumption
Self-service data access
Give analytics teams direct access to trusted lending data through API-driven snapshots, without manual exports or dependencies.
On-demand snapshots
Request UDM snapshots through a simple API
Flexible selection
Choose the modules and UDM versions you need
Delta processing
Process only changed records for efficient data pipelines
Open integration
Connect BI tools, data warehouses and analytics platforms
Data Control
Validated data you can trust
Automated quality checks validate every snapshot before delivery, ensuring reliable data for reporting and analysis.
Integrity validation
Detect duplicates and data quality issues before delivery.
Business key validation
Ensure key identifiers remain unique across the UDM.
Reconciliation checks
Compare source and model data to identify discrepancies.
Operational independence
Run exports separately from production, protecting live lending operations.
Platform Benefits
What this delivers
Faster, data-driven decisions
Complete portfolio visibility
Reduced reporting effort
Reliable regulatory reporting
Scalable analytics capabilities
See Ohpen in Action
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A flexible, proven end-to-end platform and a team that has done it before. Book a personalised walkthrough and see Ohpen handle your product line live.