Broad support for diverse savings propositions
One platform for diverse savings propositions
Launch and manage variable-rate accounts, fixed-term deposits, goal-based savings and fiscal savings products on a single configurable platform.
Product Flexibility
Configure products your way
Support a broad range of savings products used across European retail banking, each configurable with its own interest rates, terms, restrictions and account rules.
Savings product range
Flexible Savings
Variable-rate accounts with tiered interest, daily accrual and configurable withdrawal rules.
- Unlimited access
- Daily interest accrual
Term Deposits
Fixed-rate, fixed-term deposits with bonus campaigns, automated rollover and configurable early-termination rules.
- Fixed rate
- Bonus campaigns
Target Savings
Goal-based savings with recurring deposits, milestone notifications and flexible top-ups.
- Goal-based
- Recurring
Fiscal Savings
Tax-advantaged savings and investment products with configurable contribution limits, eligibility rules, regulatory reporting and tax-compliant payouts.
- Tax-advantaged
- Contribution limits
Variable-rate accounts with tiered interest, daily accrual and configurable withdrawal rules.
- Unlimited access
- Daily interest accrual
Fixed-rate, fixed-term deposits with bonus campaigns, automated rollover and configurable early-termination rules.
- Fixed rate
- Bonus campaigns
Goal-based savings with recurring deposits, milestone notifications and flexible top-ups.
- Goal-based
- Recurring
Tax-advantaged savings and investment products with configurable contribution limits, eligibility rules, regulatory reporting and tax-compliant payouts.
- Tax-advantaged
- Contribution limits
Platform Benefits
What this delivers
Independent control over each savings product
Flexible rates, terms, restrictions and account rules
See Ohpen in Action
Book a demo
Build the products your customers cannot get elsewhere.
A flexible, proven end-to-end platform and a team that has done it before. Book a personalised walkthrough and see Ohpen handle your product line live.