One platform for diverse savings propositions

Launch and manage variable-rate accounts, fixed-term deposits, goal-based savings and fiscal savings products on a single configurable platform.

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Product Flexibility

Configure products your way

Support a broad range of savings products used across European retail banking, each configurable with its own interest rates, terms, restrictions and account rules.

Savings product range

Flexible Savings

Variable-rate accounts with tiered interest, daily accrual and configurable withdrawal rules.

  • Unlimited access
  • Daily interest accrual
Term Deposits

Fixed-rate, fixed-term deposits with bonus campaigns, automated rollover and configurable early-termination rules.

  • Fixed rate
  • Bonus campaigns
Target Savings

Goal-based savings with recurring deposits, milestone notifications and flexible top-ups.

  • Goal-based
  • Recurring
Fiscal Savings

Tax-advantaged savings and investment products with configurable contribution limits, eligibility rules, regulatory reporting and tax-compliant payouts.

  • Tax-advantaged
  • Contribution limits
Platform Benefits

What this delivers

Broad support for diverse savings propositions

Independent control over each savings product

Flexible rates, terms, restrictions and account rules

Build the products your customers cannot get elsewhere.

A flexible, proven end-to-end platform and a team that has done it before. Book a personalised walkthrough and see Ohpen handle your product line live.

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