Underwriting
Review cases, assess risk and make lending decisions from a single workspace.
Digitise and accelerate mortgage origination
Streamline origination from application to contract creation. Combine automation with expert underwriting for faster lending decisions.
Origination Engine
Unified mortgage origination
Bring together applications, underwriting, decisioning and data in one auditable workflow, powered by configurable automation and integrated services.
Data automation
Collect documents, retrieve external data and validate applications automatically.
Ecosystem integrations
Connect to credit bureaus, valuation providers and other third-party services.
Underwriting Portal
A central workspace for managing mortgage applications, bringing relevant case information together to support both straight-through processing and manual underwriting decisions.
From document to decision automatically
Ohpen’s AI-enhanced document and data engine, Collect & Conclude, combines three capabilities to enable straight-through processing.
01
Document processing
Classify, extract and validate document data using OCR and AI, flagging discrepancies and potential fraud.
02
Data enrichment
Enrich applications with verified information from open banking providers and trusted data sources.
03
Business rules
Apply configurable rules to validate applications, determine requirements and automate case progression.
Automation with control
A configurable orchestration engine automates workflows and decisioning while keeping lenders in control.
- Straight-through processing for standard cases
- Automated document requests and validations
- Manual intervention for exceptions
- Full audit trail for every decision
Result: More automation, with control where it matters.
Built to integrate
Connect the Ohpen Platform to your ecosystem through flexible, event-based integrations, without being locked into a single toolset.
- Credit bureaus and data providers
- Document and data services
- CRM and communication tools
- Broker and intermediary platforms
Result: Build the ecosystem that fits your business.
See Ohpen in Action
Book a demo
Build the products your customers cannot get elsewhere.
A flexible, proven end-to-end platform and a team that has done it before. Book a personalised walkthrough and see Ohpen handle your product line live.