2009
Ohpen founded
Built to bring core banking technology to the cloud.
Innovation that powers smart banking
Driving continuous change since 2009. Now advancing banking with AI.
Innovation Timeline
From cloud-native banking to agentic AI
Since 2009, Ohpen has continuously evolved its technology to solve new challenges in financial services.
AI advantage
Our architecture is designed to make AI easier to integrate into financial processes.
Unified data and MCP
#1: The context AI agents need to act
Ohpen’s unified data model gives AI agents consistent context across the platform, while MCP provides a standardised way to access and work with that context.
Open APIs
#2: The capabilities AI agents need to execute
Ohpen’s 300+ APIs give authorised agents access to platform capabilities, allowing them to retrieve information, initiate actions and interact with banking processes.
Central event architecture
#3: The real-time signals AI agents need to respond
More than 850 platform events provide real-time signals as activity happens, enabling agents to respond to changes and trigger the appropriate workflows and actions.
Structured audit trails
#4: The control AI agents need to operate responsibly
Structured audit trails capture actions and changes across the platform, providing the traceability and oversight required when AI agents interact with financial processes.
People Behind the Technology
Turning AI potential into banking solutions
Technology alone doesn’t create meaningful innovation. Ohpen’s Transformation Team brings together AI, engineering and banking expertise to turn new capabilities into practical solutions for our clients.
Data Scientists
Develop models, evaluation methods and AI capabilities.
Platform Engineers
Integrate AI into secure, scalable platform workflows.
Banking Experts
Bring knowledge of financial products and processes.
Client Success
Connect innovation to real client needs and use cases.
AI in Practice
AI projects at Ohpen
See how Ohpen is applying and developing AI across our technology and operations.
Developed
Collect & Conclude
Uses LLMs on AWS Bedrock to extract structured data from financial documents such as salary slips and employer statements using zero-shot prompting, without training data. It replaces legacy rule-based extraction and achieves above 99% column-level extraction performance.
Data extraction
LLM powered
AI Assisted engineering
AI supports our engineering process from technical design and code generation to testing, business rules and self-service configuration in Orbis, Ohpen’s business rules engine. This helps accelerate feature delivery and client onboarding while every change still passes through established review, testing and compliance gates.
Code generation
Test generation
Configuration
LLM-powered
Argus
Argus helps Ohpen teams investigate production issues by combining insights from platform data, application logs and operational systems. It accelerates investigation and issue resolution while keeping specialists in control.
Operations
LLM powered
Agentic
iWoud
iWoud monitors data extraction, identifies opportunities for improvement and proposes configuration changes for review and implementation by Ohpen specialists.
Data extraction
Agentic
LLM powered
In development
BO Mutation Agent
The BO Mutation Agent lets users make changes to live loan dossiers using plain language, from term extensions and product switches to due-date changes. Built on MCP, it connects AI agents to the loan servicing API with authentication and full audit logging.
Loan Servicing
Agentic
MCP
LLM-powered
Minerva
Minerva generates back-office product configurations from external inputs such as product catalogues, reducing the effort required to onboard new products and clients.
Configuration
LLM-powered
Prospero
Prospero translates lender requirements written in natural language into a proposed configuration plan, flagging limitations or contradictions to help teams define changes faster and more accurately.
Configuration
Self-service
LLM-powered
See Ohpen in Action
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See what’s next for your banking platform
Explore how Ohpen combines modern banking technology, deep domain expertise and AI innovation to help you keep evolving.